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Making An Offer >Keeping Your Earnest Money Safe

When you make an offer on a house, it is accompanied by an earnest money check. Earnest money is intended to demonstrate that you are "in earnest" about purchasing the property. The earnest money check is made out to the listing company. What happens to this check?

The party holding the check acts as an escrow agent until you go into closing. At that time you will receive credit for the amount of your check against the down payment and closing costs. Real estate brokers are required by law to keep escrow funds in a special account. These funds cannot be used to pay any other expenses associated with the sale. If you don't complete the transaction, the purchase contract determines the disposition of your earnest money funds. Be sure to review this part of your contract with the real estate agent.

If you are in default on your agreement, the funds may go to the sellers, so be sure that you understand the deadlines in order to avoid breach of contract and forfeiture of your deposit. If you have any questions, be sure to ask your real estate agent for advice.

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Q	Which islands are considered the largest islands in the US?
A	The Hawaiian Islands with 10,456 square miles are followed by Kodiak Island in Alaska at 9,510 square miles.
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Wes Wagner, REALTOR®, real estate agent and broker for Yorktown, Newport News and Williamsburg, Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Wes Wagner
William E. Wood and Associate Realtors
1030 Loftis Blvd, Ste 200
Newport News, VA 23606
757-508-7141
Fax: 757-596-9811
weswagner@NUMBER1EXPERT.com
Wes Wagner is an Associate Broker and an Award Winning Realtor who is a member of the area's Outstanding Salesmanship Club and has been for the last 25 years, consistently ranking in the top 5% for all residential sales agents in the Virginia Peninsula Association of Realtors®. Wes sold and closed nearly $6 million in real estate business in 2008. Let his knowledge and experience work for you. Take the 1st step and contact him today! Licensed in Virginia.

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